Asset Financing Over the past 3 decades, Fincap has established a formidable presence in Asset Funding to cater to the needs of Micro, Small and Medium Enterprise ("MSME") and Retail sectors in India. Funding is provided to facilitate the purchase of capital assets viz. plant and machinery, equipment, motor vehicles (commercial and consumer). Our schemes are in the form of tailor made products to suit the varied needs of our clients.
AuM Gold Loans AuM Gold Loans, a Division of Fincap Financial Corporation Ltd., provides both Personal and Business Loans against gold (including precious ornaments) with minimal formalities. Our endeavour is to ensure a seamless service to our clients with an objective to assist in them meeting both their short and medium term liquidity requirements. We offer bespoke schemes to suit various needs of different income groups. Our promise is transparency, verified gold valuations, safe custody of ornaments/gold that culminate into expeditious loan disbursals. Ticket size starts from a minimum of INR 50,000 to INR 50,00,000 per transaction. Our three decades long experience in financial services will ensure highly professional services and customer satisfaction.
Money Market Operations We are engaged in providing short term funding to corporates to augment working capital resources through money market instruments such as inter-corporate deposits, bill discounting and commercial paper placement.
Foreign Exchange We are engaged in providing retail and wholesale foreign exchange services under a licence from the RBI as an authorised Full-Fledged Money Changer. Our Company has over 25 years' experience and expertise in this field. Our company offers highly competitive services to its valuable clients and offers door to door services to its valuable clients. Products being sold include foreign currency notes in various world currencies, travel currency debit cards issued by various financial institutions such as ICICI Bank, Thomas Cook India and NiYo by DCB Bank under the Visa network through an agency agreement with them and travelers cheques.
Equities Brokerage Fincap Portfolio Limited is a corporate member of the National Stock Exchange of India Limited ("NSE") and registered with the Securities and Exchange Board of India ("SEBI"). We provide fully automated screen based trading to our institutional, corporate and retail investors in both the Capital Market and Futures and Options Segments of the NSE to facilitate trading in equity derivatives. Our group company, Ivory Holdings Limited is a corporate franchisee/sub broker of SMC Global Securities Limited, a corporate trading member of The Stock Exchange, Mumbai ("BSE"). The BSE and NSE have transformed the manner in which securities are traded in the Indian capital markets with the objectives of ensuring efficiency, transparency and expeditious execution. We have a large client base comprising of a cross section of investors.
Equity Research Our Equity Research Division is manned by qualified analysts. All investment reports are based on technical and fundamental analysis and we are regularly covering internal and domestic economic and political news highlights and a detailed analysis on promising listed corporates. We have analysed almost a hundred corporates and have regularly achieved high price target success rates.
Portfolio Advisory To provide the investor with a mix of investments depending on their preferences towards income prospects and capital growth. We ensure services with sound financial advice to ensure that the basket of investments provides to desired results of regular income streams and capital appreciation in the short, medium and long-term time frames. We are in the process of applying to the capital market regulator, SEBI to be classified as a 'Portfolio Manager' authorising us to manage client monies.
Investment Banking We provide syndication services to facilitate funding for industrial and services' corporates through private equity and debt deals. Debt deals include domestic and foreign currency denominated instruments. The idea is to enable the start-ups and existing corporates to scale up their operations to enable the promoters and investors to create wealth for both the institutional and retail investors alike once these corporates offer public equity subsequently.
Primary Market Mobilisation To assist corporates with sound financial backing and committed professional management to raise funds from the public at large through Initial Public Offerings ("IPOs") of their equities, debt instruments such as debentures, bonds or any other form of medium or long term paper. After such offerings are subscribed, the instruments are traded in the secondary markets wherein investors hope for capital appreciation of their investments based on performance of the issuers.
Mutual Funds Mutual Fund Schemes enable investors to employ their funds in the hands of professional fund managers operating in the country such as Aditya Birla AMC, Fidelity, HDFC AMC, ICICI AMC, LIC AMC, Mirae, Quantum AMC etc. These fund managers with their expertise in the markets gained over years of experience are best suited to invest the corpus of funds received in the form of subscriptions from investors. Investments are made usually in the income funds, growth funds, contra funds and specific sector funds.
Currency Derivatives Brokerage We are dealing in the currency derivative segment of the NSE. We are confident that this segment will be used by both Corporate, SME and Retail clients for their trading and hedging strategies. The Segment should be particularly useful to Indian Domestic Exporters and FIIs whose businesses are transacted in foreign currency and as such, hedging tools will be particularly useful for them.
Insurance Insurance FPL is dealing with various general and life insurance companies such as Bajaj Allianz, Birla Sun Life, IFFCO Tokio, ING Vysya, New India Assurance, National Insurance, Life Insurance Corporation of India, Reliance and Tata AIG.
We provide all non-life general coverages such as Motor, Health, Fire, Burglary, Office, Shopkeeper and Householder's Packages, Travel, Marine, Contractors all Risk, Liability, Engineering's, Personal Accident etc. Life insurance products sold include unit linked policies, endowment, child plans, money back, term plans and pension plans.
Commodity Derivatives Brokerage Ivory Commodities Limited is a corporate authorised member of the Multi-Commodity Exchange of India Limited ("MCX") principally engages in trading in commodities through derivative instruments. The Company is registered as an intermediary with the Forward Markets Commission ("FMC"), the Commodities Market regulator.
Non-Resident Services Our skilled team of trained professionals caters to the varying needs of NRI clients in equity, debt and real estate markets in the country. As a result of the liberalisation of the Indian economy by various Governments since 1991, the country has witnessed a quantum leap in investments by Non-Resident Indians ("NRI") in equity, mutual funds, debt and real estate. Investments and gains are repatriable and our team simplifies the task of NRIs to enable them to meet their investment objectives.
Insolvency Advisory & Litigation Support Fincap has actively been filing Petitions on behalf of clients that fall in the category of Financial Creditors or Operational Creditors under the Insolvency & Bankruptcy Code, 2016 (IBC). These Petitions are filed in the National Company Law Tribunal (NCLT) against Bodies Corporate both Private & Public and Limited Liability Partnerships (LLPs). We have established a Pan India network to file Petitions throughout the country such as Mumbai, Kolkata, Hyderabad, Chandigarh, Bengaluru, Allahabad etc.
The IBC is a draconian statute that ensures that in the event the Corporate Debtor is admitted to insolvency, the Board of Directors is superseded and the Managing Director’s powers are withdrawn completely. The Insolvency Resolution Professional (IRP) takes over the management of the Corporate Debtor and the entire insolvency resolution is to be completed in a time bound manner – 180 days under the law with another 90 days extension that is only possible through the NCLT’s approval.
Our core team consists of highly skilled and professional Legal Experts and qualified Chartered Accountants - that have licences to act as Insolvency Resolution Professionals. India’s economic reforms are gathering momentum and the IBC is clearly a paradigm shift from debtors to creditors in control.